FINANCING YOUR TRIUMPH
You just want to ride, to help you with this we have two finance options available to get you moving.
So we've put together two straightforward options to keep things simple for you. All are available via Triumph TriStar, provided by industry experts Black Horse Limited, and you can finance all or part of your next new or used Triumph, including any bolt-on accessories that you've added.
Take a look at the options or ask for details the next time you're talking to your Triumph dealer
PERSONAL CONTRACT PURCHASE (PCP)
Riders love control, and if you are looking for lower monthly payments you could consider our Tristar PCP (Personal Contract Purchase) product, which allows you to hand your bike back at the end of the term.
Once you’ve found your dream bike. Decide on a deposit, term and how many miles you’ll ride a year. Your monthly repayments will be calculated along with the Optional Final Repayment.
You have the option of taking the finance over two to four years to suit your budget.
Once you’ve arranged the finance with your Triumph dealer and checked the finance documentation, you sign on the dotted line and ride away
The monthly repayments are lower than a HP agreement as a proportion of the amount to repay is deferred into the Optional Final Repayment. You will pay more interest on a PCP agreement than a HP agreement for the same loan amount, term and APR as your balance reduces more slowly due to the optional final repayment.
WHEN YOUR AGREEMENT COMES TO AN END
You will be given a guaranteed future value for the bike at the time of purchase, so at the end of the agreement, you have three options:
HAND IT BACK
Return the motorcycle and not pay the Optional Final Repayment. Excess mileage and damage charges could apply - fair wear and tear accepted.
PAY IT OFF
Pay the Optional Final Repayment and own the motorcycle
PART EXCHANGE
Part exchange the motorcycle for a new one*
HIRE PURCHASE (HP)
Hire purchase deals are designed to help you spread the cost of purchasing a brand new Triumph motorcycle. When the final repayment has been made, the motorcycle is all yours.
With Triumph Tristar Hire Purchase, you can: Pay an initial deposit, ride away and make regular monthly payments. After the last payment, the bike’s all yours.
Choose any new or used Triumph that's up to ten years old and decide how long you want to make regular payments, between one and five years**.
And for an example quote visit our configurator.
Credit is available subject to status for UK residents aged 18 and over.
*New credit agreements are subject to status.
Credit is subject to status, UK residents aged 18+. Triumph TriStar is a trading style of Black Horse Ltd, St William House, Tresillian Terrace, Cardiff, CF10 5BH.
Triumph Motorcycles Ltd is a credit broker and not a lender. Triumph Motorcycles Ltd introduces you to a dealer which acts as a credit broker in its own right. That dealer may go on to introduce you to Black Horse Ltd as lender. Triumph Motorcycles Ltd will receive a payment as result of these introductions. This will be a percentage of advance. This means the more you borrow, the more commission we receive. Triumph Motorcycles Ltd will also receive a payment from Black Horse Ltd to help with the cost of promoting its products. The payments will be the same, no matter what interest rate that you pay.
With TriStar Personal Contract Purchase you have the option at the end of the agreement to:
(1) Return the motorcycle and not pay the Optional Final Repayment. If the motorcycle is in good condition (fair wear and tear accepted) and has not exceeded the maximum agreed mileage you will have nothing further to pay. If the motorcycle has exceeded the maximum agreed mileage a charge of 7.2p (including VAT at 20%) will apply per excess mile. (2) Pay the Optional Final Repayment to own the motorcycle or (3) Part exchange the motorcycle subject to settlement of your existing finance
Quotes are indicative and may be subject to change. Quotes are not an offer of credit. Please ensure you can afford the monthly repayments before entering into a finance agreement.
**The oldest your Triumph can be at the end of your agreement is 14 years for HP and 6.5 years for PCP.
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Laguna Motorcycles
Hart Street
Maidstone, Kent
ME16 8RA
Telephone: 01622 681765
Laguna Performance Centre
Brunswick Road
Ashford, Kent
TN23 1EN
Telephone: 01233 665520
Laguna Triumph Ashford
Ashford Road
Ashford, Kent
TN23 3EN
Telephone: 01233 636699
Laguna Triumph Maidstone
Forstal Road, Aylesford
Maidstone, Kent
ME20 7XA
Telephone: 01622 585666
Maidstone Harley-Davidson®
Forstal Road
Aylesford
Maidstone, Kent
ME20 7XA
Telephone: 01622 711680
Maidstone Honda
Forstal Road
Aylesford
Maidstone, Kent
ME20 7XA
Telephone: 01622 713950
Kent Motorcycles
Dover Road (A2)
Barham,
Canterbury, Kent
CT4 6SA
Telephone: 01227 832601
Manufacturer offers can not be redeemed in conjunction with any of the Laguna exclusive offers.
Laguna Motorcycles Limited (which include multiple trading names: Laguna Motorcycles, Laguna Performance Centre, Laguna Triumph, Maidstone Honda, Maidstone Harley-Davidson® and Kent Motorcycles) is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Laguna Motorcycles Limited (which include multiple trading names: Laguna Motorcycles, Laguna Performance Centre, Laguna Triumph, Maidstone Honda, Maidstone Harley-Davidson® and Kent Motorcycles) to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.
We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.
Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.
Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required. Please see our complaints page for our complaints policy and regulatory complaints.
